Expert Spine Care Without Insurance Barriers

Name: Gerling Spine Care and Research Institute
Rating: 4.4

Personalized, advanced treatment—free from limitations, delays, or red tape.

Gerling Spine Care and Research Institute believes that insurance codes or corporate protocols should never dictate healing. That’s why we’ve chosen to operate as an out-of-network, cash-pay practice, giving you direct access to world-class expertise, cutting-edge regenerative therapies, and truly personalized care. This model allows us to treat patients, not paperwork, offering you more time, better outcomes, and complete clarity from the start.

Why We Don’t Accept Insurance

Because your care should never be compromised by a spreadsheet.

Insurance companies often restrict the kinds of treatments we can offer, delay medically necessary procedures, and limit the time providers can spend with patients. These barriers interfere with our mission: to deliver the most effective, least invasive, and holistic spine care available.

By removing insurance from the equation, we’re able to:

Offer individualized treatment plans based on what’s best for you, not an algorithm
Spend more time listening, educating, and guiding you through your options
Provide access to advanced regenerative therapies that insurance does not typically cover
Maintain full transparency around costs, so there are no billing surprises or denied claims

The Benefits of Self-Pay Care

An investment in healing, freedom, and peace of mind.

Choosing a self-pay model is about getting more without paying more. With Gerling Spine Care, you receive:

Direct access to elite, board-certified specialists
No referrals, gatekeeping, or delays
State-of-the-art technology and biologic treatments not covered by insurance
Upfront pricing and no surprise bills
A compassionate team focused solely on your outcome instead of billing codes

Many of our patients say this model gave them the control, clarity, and trust they had been missing in traditional care.

What to Expect

Simple, clear steps toward exceptional care.

While we are not in-network with insurance providers, we strive to make your experience as smooth and accessible as possible:

Superbill for Reimbursement

After your visit, we’ll provide a detailed superbill, which you can submit to your insurance company for possible out-of-network reimbursement.

Use of HSA/FSA Funds

We accept payment through Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA).

No In-House Financing

We do not currently offer financing plans. However, you’ll always receive transparent, upfront pricing with no hidden fees.

If you have questions about payment, reimbursement, or what to expect, our team is happy to help guide you.

Reimbursement Tips

Maximize your out-of-network benefits.

Here are a few steps patients often take:

Contact your insurance provider and ask about “out-of-network reimbursement” for specialty care
Submit the superbill we provide along with your insurance claim form
Keep records of all payments and communication
Use your HSA/FSA to cover qualified medical expenses, including consultations and treatments

Real Results. Real Patients.

"I really want to express my sincere appreciation and thanks for the extra professional service and support exhibited by Dr. Michael Gerling and his staff Emalie, Esther in the New York office, the staff in Clinton were also marvelous and professional. Dr.Gerling is a distinguished surgeon who knows how to make his patients calm and rest assured in difficult situations. I think he's the best surgeon in all aspects of his work. I highly recommend him and his Institute. God richly bless you for all you do." -Henry Amartey

“The staff are all professional, compassionate, and supportive from the moment I walked through the door. After surgery, I was frequently contacted by Darielle to check on me and ease my concerns. Dr. Gerling is a masterful surgeon and deserves only good praise. I appreciate this experience and highly recommend!” -Chris Lee

“Having my fusion lumbar L4-5, S1 was the best decision I’ve made! I am now 6 weeks post-op and feel great! I started walking 1 mile two weeks post-op, and it took me 52 minutes. I am down to 19 min and feeling stronger every day.” -Oscar Pellot

Spine Care, Uncompromised

When you choose Gerling Spine Care and Research Institute, you're not just receiving treatment—you’re investing in a higher standard of care:

Expert-led medicine
Holistic, patient-first care
Fewer procedures, faster recovery
Complete clarity and respect for your time, health, and goals

Ready to Take the Next Step?

Let us help you move forward—faster, smarter, and without unnecessary obstacles. Contact us today to schedule your consultation or discuss pricing, reimbursement, or treatment options with our patient care team.