Insurance

Name: Gerling Spine Care and Research Institute
Rating: 4.4

Personalized, advanced treatment—free from limitations, delays, or red tape.

At the Gerling Spine Care and Research Institute, we believe your healing should never be limited by insurance codes or corporate protocols. We accept select insurance plans, including 1199, GHI, and all PPO plans, ensuring you receive the highest quality care while maintaining the flexibility for truly personalized treatment.

By limiting the insurance plans we accept, we can avoid administrative barriers and focus on what matters most—your care. This approach provides us with more time with you, better outcomes, and complete clarity from the outset.

What Insurance Do We Accept?

At the Gerling Institute, we are proud to accept a select range of insurance plans, including:

1199 (1199SEIU Health Care Employees Pension Fund)
GHI (Group Health Incorporated)
All PPO insurance plans

Why Do We Limit Insurance Acceptance?

We carefully select the insurance plans we accept to ensure that every patient receives the highest quality care without compromises. Not all insurance plans align with our integrative, personalized approach to spine care. Therefore, we focus on plans that allow us to deliver optimal outcomes without administrative barriers.

The Benefits of Self-Pay Care

An investment in healing, freedom, and peace of mind.

Choosing a self-pay model is about getting more without paying more. With Gerling Spine Care, you receive:

Direct access to elite, board-certified specialists
No referrals, gatekeeping, or delays
State-of-the-art technology and biologic treatments not covered by insurance
Upfront pricing and no surprise bills
A compassionate team focused solely on your outcome instead of billing codes

Many of our patients say this model gave them the control, clarity, and trust they had been missing in traditional care.

What to Expect

Simple, clear steps toward exceptional care.

While we are not in-network with insurance providers, we strive to make your experience as smooth and accessible as possible:

Superbill for Reimbursement

After your visit, we’ll provide a detailed superbill, which you can submit to your insurance company for possible out-of-network reimbursement.

Use of HSA/FSA Funds

We accept payment through Health Savings Accounts (HSA) or Flexible Spending Accounts (FSA).

No In-House Financing

We do not currently offer financing plans. However, you’ll always receive transparent, upfront pricing with no hidden fees.

If you have questions about payment, reimbursement, or what to expect, our team is happy to help guide you.

Reimbursement Tips

Maximize your out-of-network benefits.

Here are a few steps patients often take:

Contact your insurance provider and ask about “out-of-network reimbursement” for specialty care
Submit the superbill we provide along with your insurance claim form
Keep records of all payments and communication
Use your HSA/FSA to cover qualified medical expenses, including consultations and treatments

Real Results. Real Patients.

"I really want to express my sincere appreciation and thanks for the extra professional service and support exhibited by Dr. Michael Gerling and his staff Emalie, Esther in the New York office, the staff in Clinton were also marvelous and professional. Dr.Gerling is a distinguished surgeon who knows how to make his patients calm and rest assured in difficult situations. I think he's the best surgeon in all aspects of his work. I highly recommend him and his Institute. God richly bless you for all you do." -Henry Amartey

“The staff are all professional, compassionate, and supportive from the moment I walked through the door. After surgery, I was frequently contacted by Darielle to check on me and ease my concerns. Dr. Gerling is a masterful surgeon and deserves only good praise. I appreciate this experience and highly recommend!” -Chris Lee

“Having my fusion lumbar L4-5, S1 was the best decision I’ve made! I am now 6 weeks post-op and feel great! I started walking 1 mile two weeks post-op, and it took me 52 minutes. I am down to 19 min and feeling stronger every day.” -Oscar Pellot

Spine Care, Uncompromised

When you choose Gerling Spine Care and Research Institute, you're not just receiving treatment—you’re investing in a higher standard of care:

Expert-led medicine
Holistic, patient-first care
Fewer procedures, faster recovery
Complete clarity and respect for your time, health, and goals

Ready to Take the Next Step?

Let us help you move forward—faster, smarter, and without unnecessary obstacles. Contact us today to schedule your consultation or discuss pricing, reimbursement, or treatment options with our patient care team.